The scalable 401(k) your team will love
Strengthen your benefits program—offer a people-first 401(k) that can have up to 7x lower fees.
The trusted 401(k) for growing businesses
47,000+
businesses
$12B+
assets under management
Fintech 50
An impactful benefit that’s a breeze to manage
Easy setup
Set up a plan in 20 minutes. Your team can self-enroll and access retirement education.
All-in-one experience
Get end-to-end management—from serving as your 3(38) fiduciary to ongoing compliance testing.
Payroll integrations
We connect with top payroll providers to automate deductions and simplify plan admin.
Holistic HR view
Track participation and contribution rates, compliance status, and plan documents right in your dashboard.
Give your team the reins
With an intuitive dashboard and mobile app, it’s easy for your team to set up their account, track their progress, and access resources — anytime, anywhere.
Easy account setup, via web or mobile app
Recommended investment portfolio
Retirement education and live support
Help people save more with lower fees
With a Guideline 401(k), people can help keep more of their money where it matters—in their retirement account.
Up to 7x lower fees than the industry average
Zero transaction fees
As low as 0.15% account fee
Simplify your admin
With full payroll integration, there’s no need to maintain deductions or manually re-enter data—saving you time and hassle.
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Strengthen your benefits program with a people-first 401(k) from Guideline.